18+ built-in calculators across regimes
Old vs New side-by-side, HRA, NPS, LTCG, capital gains, advance tax — all en-IN formatted, all saved to the client vault.
FOR CHARTERED ACCOUNTANTS
Side-by-side regime comparison, capital-gains modelling, and 80C/80D/80G optimisation in one workspace — without spreadsheets per client.
Overview
Tax planning is high-leverage but spreadsheet-heavy.
Tax planning is high-leverage but spreadsheet-heavy. For each client you reconcile salary structure, capital gains, business income, and deduction headroom against both regimes — then re-run when the client adds an asset or changes payroll mid-year.
Finamize gives you a single workspace per client. Run the Old vs New comparison in one pass, model Sec 54/54F reinvestment for an upcoming property sale, and check 80C/80D headroom against actual contributions. Each scenario saves to the client's vault with the assumptions intact, so when March arrives the recommendations are auditable, not redone.
18+ built-in calculators handle the standard cases — HRA, NPS, LTCG/STCG, advance tax. The unusual ones — ESOP exit, RSU vesting, foreign tax credit, Sec 89 arrear relief — get scenario worksheets you can save and re-open.
7+
ITR TYPES SUPPORTED
18+
BUILT-IN CALCULATORS
100%
ICAI VERIFIED CAS
24-48hrs
REVIEW
Why Finamize
Why Choose Finamize
Old vs New regime in one pass
Section 115BAC default flagged. Switch-back election surfaced where applicable. No re-keying figures across two sheets.
Capital-gains scenarios with reinvestment
Sec 54, 54F, 54EC modelling. STCG/LTCG flagged per holding period. Indexation handled where applicable.
Deduction headroom at a glance
80C/80CCD/80D consumed vs available, per regime. PPF, ELSS, NPS top-ups surfaced before March.
Scenario history per client
Every saved plan retains assumptions. Pick up next quarter where you left off, defensible in case of notice.
Per-client advance tax register
Quarterly liability per client, due-date alerts, Sec 234B/234C interest exposure flagged.
How It Works
Get Started in 3 Steps
1
Pull the client's last filing
ITR data, salary structure, and asset register flow into the planning workspace.
2
Run the scenarios
Old vs New, capital-gains exits, deduction top-ups. Save assumptions per scenario.
3
Share the recommendation
PDF summary to client; computation sheet retained on the platform.
Platform Features
What You Get
01
Old vs New regime comparator
Section 115BAC default with switch-back election support.
02
80C / 80CCD(1B) / 80D / 80G headroom tracker
Per-client consumed vs available, surfaced before March.
03
Capital-gains workbench
Sec 111A / 112 / 112A / 54 / 54F / 54EC modelling.
04
HRA exemption calculator
Section 10(13A) — least of three rule applied.
05
NPS optimisation
Sec 80CCD(1) main + Sec 80CCD(1B) additional ₹50K.
06
Per-client advance tax register
Quarterly liability with Sec 234B / 234C exposure flagged.
07
ESOP / RSU planner
Perquisite stage at exercise + capital-gains stage at sale.
08
Sec 89 arrear / commuted-pension relief
Relief calculator for arrears, family pension, commuted pension.
Regulatory Framework
Tax Planning Under Indian Income Tax Law
1
Section 115BAC — Default new regime from FY 2024-25 onward. Old regime requires positive election; election rules differ for salary vs business income.
2
Section 80C / 80CCC / 80CCD(1) — ₹1.5L combined deduction cap (old regime only). Section 80CCD(1B) — additional ₹50K for NPS contributions.
3
Section 80D — Health insurance ₹25K self/family + ₹50K parents (senior citizen rate). Sec 80DDB and Sec 80U also available, old regime only.
4
Capital gains — Sec 111A (STCG equity 20%), Sec 112A (LTCG equity 12.5% above ₹1.25L exemption), Sec 112 (LTCG others 12.5% without indexation). Sec 54/54F/54EC reinvestment exemptions for property sales.
5
Section 87A — Rebate up to ₹25,000 (new regime, income ≤ ₹7L) / ₹12,500 (old regime, income ≤ ₹5L).
FAQ
Frequently Asked Questions
See it in your practice
Start with one client; add the rest from your existing book.